Aftermath of panel reviews

first_img APPEALS PROCESS Benchmarking quality Lloyds Banking Group Panel and vetting process managed by external supplier (including site visit to firm)CQS not a passport to membershipNo minimum partner requirements Yes No fee PANEL PROCEDURE It is said that there are more questions on the application form to be a member of a lender’s conveyancing panel than there are to join MI5. Whether or not that is true, it is clear that if you want to do a good job for your homebuying clients, and act for lenders as well as your clients in any conveyancing transaction, chances are you will have to go through onerous vetting procedures now required by banks and building societies to be on their panels of approved solicitors. Not only that, but you will have to go through different procedures for each lender. And if your firm has more than one branch, each office could be separately vetted, requiring you to upload certified documents, fill in questionnaires and be (personally) credit-checked. As one practitioner tells the Gazette: ‘Any solicitor will tell you that panel membership is an administrative nightmare.’ The only consolation is that the situation was even worse for conveyancing solicitors a few months ago. Since then, following negotiation with the Law Society and negative publicity concerning the effect of restricted panels on consumers, there have been some concessions by lenders. There is, however, still work to be done to improve the panel process for firms, to make it more open and transparent, and to try and consolidate the systems to everyone’s benefit. The increased scrutiny by lenders of the solicitors’ firms which represent them in mortgage activities is indicative of a housing market which has been scarred by the global financial crisis. Financial transactions across all sectors are more tightly monitored and the risks more acutely managed. It is no surprise that the UK housing sector should feel the effects. Lenders were also motivated to introduce new risk-management processes in the face of potential regulatory criticism or, possibly, enforcement action, following a Financial Services Authority report published in 2011. The report focused on lenders’ controls to prevent mortgage fraud. It stated that ‘lenders [have] some way to go to contain the threat of mortgage fraud’, and analysed the various areas of risk where lenders’ processes were not sufficiently robust, one of which was in their interaction with solicitors. But solicitors’ firms appear to have suffered disproportionately as a result. The FSA report did not highlight solicitors as a risk priority, only that, as a third party alongside brokers and valuers, they should be scrutinised properly. But many solicitors agree that the open panel process which existed before had led to anomalies and needed streamlining (many firms on the lists simply did not exist and the lists were purported to have more than 20,000 firm names on them). Solicitors have been a soft target in the view of many. Jonathan Smithers, a partner at Tunbridge Wells-based CooperBurnett and chairman of the conveyancing and land law committee at the Law Society, says: ‘It is all too easy to lay the blame at the door of solicitors. For instance, it is well known that a lot of mortgage fraud is to do with what is on the mortgage application forms, and that has got nothing to do with solicitors.’ In any event, some lenders did overhaul their panels by removing firms and introducing extensive application procedures to get on to – or to get back on to – a panel. The Law Society’s practice advice line was inundated by calls from concerned firms (as many as 80 calls a week at one stage) highlighting the fact that they had received no warning that they were being removed nor the reason for it. Also, the mode of delivery was often abrupt or peremptory. One conveyancing solicitor, who wishes to remain anonymous, tells the Gazette that he applied for a redemption statement from a lender for a client as part of the mortgage process. The document he got back from the lender simply had a note at the bottom stating that the firm had been removed from its panel. Stanley Jacobs, a sole practitioner in north London, was informed by Santander that if he wanted to be on that lender’s panel he had to pay a direct debit subscription as part of its annual review. He paid his fee to Santander, but a few months later was told that he was being removed from the panel. He complained but his appeal was turned down. Jacobs is now suing the bank for the fee – amounting to £118.80 – on the grounds of alleged unjust enrichment. As the situation unravelled for so many firms, two things happened. The Law Society stepped in and began intense negotiations with the lenders. At the same time, there was negative publicity in the national media about how the situation was affecting consumer choice: there were stories of how restricted panels could reduce the options for homebuyers in less well-represented rural areas, as well as headlines on how it could double costs by forcing borrowers to have separate representation. This coverage was peppered with real-life stories of chaos ensuing where solicitors had discovered half-way into a transaction that they were no longer able to act for the lender, resulting in delayed purchases and increased costs for everyone involved. Negotiations with the Law Society bore fruit. One way out of the problem was beginning to emerge; the Society’s accreditation hallmark, the Conveyancing Quality Scheme (CQS). Though critics have argued that the Law Society brand should be sufficient proof of a firm’s legitimacy, the CQS was a way of meeting the lenders half-way to create a so-called ‘trusted community’ which could meet the specific and tough standards required by lenders in a risk-sensitive mortgage market. Or as Paul Marsh, former president of the Law Society, now with his own Surrey practice, Downs, puts it: ‘Certainly, the panels of the boom years were out of control; the system was not robust enough. There was too much money at stake and something had to be done. But we all needed to work together on this. The CQS is the first step towards that.’ The scheme gained credibility with lenders and momentum with firms by increasing its membership (it now has 1,800 members and 400 pending applications), which in turn helped it become a possible solution. During the course of 2012, lenders such as HSBC and Santander made concessions and now accept CQS-accredited firms. However, lenders take care to emphasise that CQS accreditation does not give firms an absolute right to be on a panel, because ultimately that decision rests with the lenders. The story so far Full screen HSBC Three different panel options:1. Panel managed by Countrywide. Not closed panel and others can join2. Panel of CQS-accredited firms but maximum transaction value of £150,000 for sole practitioners3. Borrower can choose any firm (i.e. that does not fall into 1 or 2) but separate representation No If a firm is on HSBC’s restricted panel, then there is a management fee as part of the fixed fee charged by firms to clients which the firm is then required to pass on to the panel manager Nationwide Assessment process (CQS not a passport)No minimum partner requirements Yes, but need to be CQS- accredited to bring an appeal No feecenter_img Santander Online form/vetting process managed by third partyCQS requirement (from March 2013 for existing panel members and now for new members) No minimum partner requirements Yes Application fee of £199Annual compliance fee of £99The fee does not guarantee a firm a panel place Chancery Lane stresses that the Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices. Achieving membership establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon:the integrity of the senior responsible officer and other key conveyancing staff;the firm’s adherence to good practice management standards; andadherence to prudent and efficient conveyancing procedures through the scheme protocol.The scheme ‘creates a trusted community which will deter fraud’. For more information see the Law Society website. As it stands now, firms know a lot more about lenders’ panel practices. Some lenders have yet to take up the CQS. Lloyds Banking Group, with a panel of about 4,000 members, has its own vetting process. A group spokesperson explains: ‘Our approach over the past year has been to surgically vet all panel firms and remove only those that we have deemed high-risk or which refuse to participate in the process as a result. This vetting process led to a reduction in panel size of a very few per cent.’ Royal Bank of Scotland also follows its own process and says it applies ‘criteria and procedures internally to establish who [we] conduct business with’. What is clear is that panel management is not static. Lenders are reviewing panels on an ongoing basis. Nationwide, which has a similar number of firms on its panel to Lloyds, says it ‘constantly reviews [its] panel’. Similarly, Yorkshire Building Society says that ‘the panel status of existing member firms is periodically reviewed against… criteria’. Looking ahead, the Law Society continues to be in dialogue with all lenders. It appears that lenders also recognise the importance of that dialogue; RBS says it ‘works closely with the Council of Mortgage Lenders, The Law Society and the Solicitors Regulation Authority’. Certainly, there are still issues that need to be ironed out. One of the biggest problems is the disproportionate impact which the tight management of panels could have on sole practitioners. There is a perception among lenders that firms with one or a few partners pose a greater risk; so some lenders impose direct or indirect obstacles for very small firms. For instance, Nationwide says that although it does not have a requirement for a minimum number of partners for a firm to be on its panel, it does ‘remain concerned and vigilant that in some cases there are more limited recovery options when losses occur due to solicitor negligence in smaller firms’. Solicitors argue that sole practitioners are not a greater risk. Marsh says: ‘Whether you are a robust and well-managed firm has got nothing to do with size.’ A linked problem is that posed by lenders imposing minimum volume requirements. Lloyds, which does not have a requirement for a minimum number of partners, does review the number of transactions a firm has done over a given period. A spokesperson argues: ‘We know that firms that regularly transact with the group’s brands are more familiar with our processes, policies and requirements, which benefits the group and its customers. We do regularly review the position of some firms that represent us very infrequently.’ Nationwide expects panel firms to be ‘active in the market’, which it defines as ‘three Nationwide mortgage cases in the past 12 months’. But practitioners argue that volume is not within a firm’s gift and often the lender does not take into account other mortgages with other lenders with which a firm may have dealt. Nationwide does concede that the criteria could be unfair on particular homebuyers and so makes exceptions ‘for rural constituencies, specific markets or where market volumes are high but Nationwide cases are low’. Then there is the application process itself. Lenders do have appeals processes, but one issue which has arisen is whether a firm can remain on the panel pending an appeal. One solicitor tells the Gazette about a firm they knew which had been taken off a panel and entered an appeal. During the appeals process the firm was not reinstated and so lost the business. The client’s purchase was in disarray; the damage was done. Two overriding concerns remain. First, that firms remain in the dark about what lenders’ criteria are for deciding on panels. As Smithers says: ‘Every lender is entitled to construct a panel of its own choosing, but we would like to see an open and transparent process.’ Second, there are just too many different systems at play and a simplified process would benefit solicitors, lenders and homebuyers. One way to achieve this would be through the CQS. Denis Stevenson, managing director of Rowlinsons, says: ‘A uniform system whereby solicitors can provide the information to all lenders in one go would benefit everyone. The CQS has already collated that data and I see it as providing the basis for lenders to access all the information they need about solicitors.’ Continuing to get the message across to homebuyers that a fair and functioning panel process is good for them will also help conveyancing firms. They could do worse than remind consumers of what Smithers believes is a truly remarkable house-buying process: ‘The conveyancing market is very sophisticated and, considering the millions of transactions involved, runs extremely well indeed. Most of it is based on, and made possible by, honest, hard-working solicitors who rely on undertakings with each other so that money flows very efficiently and, for the borrower, incredibly cheaply. Let’s not undermine that and let’s not forget.’ Polly Botsford is a freelance journalist LENDER FEElast_img read more

Shinkansen choice stings Eurotrain into legal battle

first_imgFOUR civil engineering contracts were initialled on January 10 for construction of around a third of the 345 km Taipei – Kaohsiung high speed line. They will come into force when the financial package for the project is agreed, which is expected before the Chinese New Year starting on February 5. This in turn is likely to depend on the outcome of a legal battle launched on January 12 when the Franco-German Eurotrain consortium announced that it was seeking an injunction against Taiwan High Speed Rail Corp’s decision on December 28 to give priority negotiating rights for the electrical and mechanical package, including rolling stock, to a Japanese group trading as Taiwan Shinkansen Consortium. The trains would probably be a derivative of the Series 700 shinkansen sets (p82).Eurotrain, formed of Alstom and Siemens, was chosen as preferred bidder for supply of rolling stock and other E&M equipment in 1997, and it staged a successful demonstration of its proposed train design formed of ICE power cars and double-deck TGV trailers in May 1998 in Germany (RG 6.98 p411). Not long afterwards, on July 23 1998, THSRC and the Ministry of Transport signed an agreement for the US$17bn project to proceed as a build-operate-transfer concession. But Eurotrain did not sign a formal contract, and THSRC contends that the Europeans’ willingness to bid against the Japanese group formed of Mitsubishi, Kawasaki Heavy Industries, Toshiba, Sumitomo, Marubeni and Mitsui & Co was tacit acceptance that the earlier agreement awarding Eurotrain preferred bidder status was not binding. If this view is upheld by the Taipei District Court where the injunction was lodged, Eurotrain’s chances look pretty slim.The European team was showing signs of serious concern by mid-January, dispatching Siemens AG chief Heinrich von Pierer to Taipei to lobby Taiwanese President Lee Feng-hui and Premier Vincent Siew, but both apparently insisted that the choice of supplier was a matter for THSRC.Just why THSRC changed its mind is not clear. There are suggestions that Japanese banks may provide a loan worth up to ´300bn if TSC wins the day, but something else may turn out to be the deciding factor. A violent earthquake last September caused Taiwan Railway Administration quite serious damage in at least one tunnel. Japan’s shinkansen are well protected against possible quake damage, and Japanese expertise in this field may have had a strong influence.Japanese firms are already involved in the civil engineering work: two contracts covering a 50 km section went to Obayashi Corp of Japan and local contractor Futsu Construction; an 18 km section was awarded to Japan’s Daiho Corp with Chiu Tai and Kou Kai; and another section covering around 35 km was awarded to Samsung Corp and Korea Heavy Industrial & Construction Co. nlast_img read more

Singapore Hosts 38th Meeting of ASEAN Maritime Transport Working Group

first_imgThe Maritime and Port Authority of Singapore (MPA) will host the 38th Meeting of the ASEAN Maritime Transport Working Group (MTWG) from 21 to 23 August 2019. This meeting is part of Singapore’s two-year Chairmanship of the working group from 2018 to 2019. The chairmanship of the MTWG is rotated amongst ASEAN Member States on a biennial basis. The MTWG is the principal coordinating and implementing arm of the ASEAN Senior Transport Officials Meeting (STOM) that advances maritime transport related programmes, projects and activities under the Kuala Lumpur Transport Strategic Plan 2016-2025 (KLTSP) aimed at enhancing regional economic integration. (d) ASEAN Regional Oil Spill Contingency Plan; and Since the adoption of the KLTSP 2016-2025, the MTWG has concluded several key initiatives including: (e) Framework of Cooperation on Certification of Competency for Near Coastal Voyages issued by ASEAN Member States. (c) ASEAN Search and Rescue Operation Procedures; Author: Baibhav Mishracenter_img At the 38th MTWG, the 10 ASEAN Member States renewed their commitment to enhance regional cooperation on issues such as the establishment of the ASEAN Single Shipping Market, developing the roll-on/roll-off (RO-RO) shipping network, and strengthening navigational safety and protection of the marine environment through effective implementation of global shipping regulations from the International Maritime Organization (IMO). During his opening address at the 38th MTWG, Mr Calvin Phua, Deputy Secretary (Hub Strategy), Ministry of Transport, commended the MTWG’s efforts to enhance maritime connectivity and promote safe and sustainable shipping in the region. He encouraged ASEAN Member States, together with its dialogue partners, industry and international organisations such as the IMO, to continue building capacity in the region and embrace technological innovations to further develop the ASEAN maritime transport sector. He also expressed his appreciation to the ASEAN Member States, various partners and the IMO for their strong support and valuable contributions. (b) Guidelines for Safety Standards for Non-Convention Ships; (a) the ASEAN Memorandum of Understanding on the Improvement of Safety Standards and Inspection for Non-Convention Ships with ASEAN Member States; Sea News, August 21last_img read more

Matsuyama paired with Koepka, Fleetwood for first half of British Open

first_imgHideki Matsuyama has been grouped with U.S. Open champion Brooks Koepka of the United States and England’s Tommy Fleetwood for the first two rounds of the British Open, which starts on Thursday.Event organizers announced on Monday the groupings and their tee times for the first half of the four-day tournament at Royal Birkdale. KEYWORDS At the U.S. Open in June, world No. 2 Matsuyama finished in a tie for second place with American Brian Harman.Hideto Tanihara, Yuta Ikeda and Yusaku Miyazato will also particiopate in the tournament. RELATED PHOTOS IN FIVE EASY PIECES WITH TAKE 5center_img GET THE BEST OF THE JAPAN TIMES World No. 2 Hideki Matsuyama is set to play in the British Open, starting on Thursday. | AFP-JIJI British Open, Hideki Matsuyama, Tommy Fleetwood, Brooks Koepa last_img read more

2006 ASG Jerseys

first_img 172 posts 19 19 Share on other sites Sports Logo News I wanted to get a 2006 All-Star Game jersey for my favorite player, David Wright, since it’s his first game. But I don’t know if I can get over that yellow. What are your opinions on the NL Jersey? Forums Home 172 posts 2,669 posts By letsgomets1212, July 15, 2006 in Sports Logo News All Activity 2006 ASG Jerseys SportsLogos.Net Sports Logo News Very very bright. I don’t think yellow baseball jerseys look good, but that’s just me. 0 Posted July 15, 2006 19 Link to post Posted July 15, 2006 Link to post Share this post Sports Logos BUMP 0 19 Share this post letsgomets1212 Forums Home Sports Logos Followers 0 2006 ASG Jerseyscenter_img 19 2006 ASG Jerseys SportsLogos.Net 0 This topic is now closed to further replies. Members 0 0 All Activity 19 steiny_ramone Share this post Members Share on other sites Posted August 6, 2006 letsgomets1212 Location:St. Catharines, ON Members letsgomets1212 0 Recommended Posts Sign in to follow this   Link to post Go To Topic Listing Followers 0 Share on other sites Sign in to follow this   Some animals are more equal than others. letsgomets1212 steiny_ramonelast_img read more

Newcastle United have ‘held several conversations’ about investment in another club

first_imgThe Spanish manager sounds tired of his situation at the club and the long wait for someone to purchase the business from Mike Ashley. Every step forward seems to be quickly followed by another backwards and there’s a general gloom around the place.Therefore, Newcastle don’t seem like the obvious target for a club wanting to find investment.Belgian newspaper HLN reports on Saturday that KV Oostende owner Peter Callan is looking for investors in the club and wants to sell shares.Newcastle and those seeking the money have ‘held several conversations’, but there’s nothing ‘concrete’ at the moment, although it’s not seen as a dead end. Callan has also contacted Spanish club Valencia, and the situation is the same with them, whilst investments from Belgian business owners have been easier to find.There’s no explanation of what Newcastle would get out of any potential Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksTrending TodayForge of Empires – Free Online GameIf You Like to Play, this City-Building Game is a Must-Have. No Install.Forge of Empires – Free Online GameUndoRaid: Shadow Legends | Free DownloadEven Non-Gamers Are Obsessed With This RPG Game (It’s Worth Installing!)Raid: Shadow Legends | Free DownloadUndoKeto减肥1個簡單的妙招一夜「融化」腹部贅肉(今晚試試)Keto减肥UndoCNBC InternationalHere’s How Big Businesses in Singapore Are Managing the Impact of COVID-19.CNBC InternationalUndoPerfect-Dating.comReveal Tung Chung As The Best City to Date for Love & RomancePerfect-Dating.comUndoDating.comTop Successful Single Men in Tung ChungDating.comUndoCoworking Space | Search AdsThe cost of shared office in Hong Kong might surprise youCoworking Space | Search AdsUndoStanChart by CNBC CatalystWill Blockchain Reduce the Global Trade Finance Gap to Reach the UN’s Sustainable Development Goals?StanChart by CNBC CatalystUndoTheTopFiveVPNEnjoy Netflix Now Without Any RestrictionsTheTopFiveVPNUndo Newcastle United are in danger of being dragged into a relegation battle which Rafael Benitez appears to feel has been inevitable, short of miracles.last_img read more

Weird Falcons prototype on eBay

first_imgLocation:Texas, USA 0 0 Members 2,755 26,359 posts Sign in to follow this   All Activity 6,476 posts By Lights Out, January 16, 2014 in Sports Logo News Favourite Logos:Barcelona DragonsHartford WhalersUS Soccer RattlesnakeJoliet Slammers “J-Bird”NBA All-Star New Orleans Crawfish 118 118 the maroon makes their normal red look almost pinkthis. 8,516 posts Recommended Posts Lights Out Sports Logo News Location:CHI-TOWN SportsLogos.Net Share this post Members Members Members 1 Posted January 16, 2014 Members 1 TylerG Link to post Brave-Bird 08 Mascot Turned Announcer This topic is now closed to further replies. The NFL really NEEDS a maroon team. I’d fully support the Falcons going to maroon and black when they move to their new stadium.Tampa Bay comes close, but isn’t true maroon a bit too dark to pair with black? We wouldn’t want an Eagles 2.0, now would we? (For the record, I really like Midnight Green, but I think they screwed up the color balance big-time. The jerseys, especially the green one, should match the helmet – more white and silver, ditch charcoal and only use black as trim.) 5,159 Sports Logo News 1,508 Location:Effington 0 Weird Falcons prototype on eBay 1,724 posts Page 1 of 2   that’s the top of a cardinals jersey almost… It’s got the right tagging, everything looks legit and checks out… I don’t know why I don’t buy this. I know there are much weirder things out there, but I feel like this is some kind of screwup, not a prototype. It’s got the right tagging, everything looks legit and checks out… I don’t know why I don’t buy this. I know there are much weirder things out there, but I feel like this is some kind of screwup, not a prototype.My thoughts exactly…it’s the “SANDERS 21” that throws me off. Why make a prototype using the name and number of a long-gone former player? Or was there another Sanders playing for the Falcons around that time? Link to post Share on other sites Forums Home 1,259 71 Posted January 16, 2014 118 1 RayFinkle Link to post 0 403 TBGKon Sodboy13 2 Let’s go Bucs. Location:Virginia 82 BBTV Members Link to post Link to post Mike Foster BBTV Share this post Xist2inspire Share this post Favourite Logos:*Devil Rays alternate cap logo, 1998*Red Sox cap logo*Chargers primary logo*Lake Elsinore Storm cap logo 154 For a few years after I graduated, my alma mater of Red Oak High School in Texas wore the falcons logo with maroon and black uniforms…. It looked awful. Atlanta would be wise to stay away.As for a team named the Red Oak Hawks wearing an F on their helmets in the shape of a falcon, dont get me started… 445 17,998 lilben777 MDGP 2,755 Phelps the GOAT 1,049 posts Share this post Posted January 16, 2014 Share on other sites SportsLogos.Net Share on other sites Maroon and silver would look great. Posted January 16, 2014 Looking at that feels like looking at a terrible counterfeit jersey except for the fact that none of the telltale signs of counterfeits are there. Needless to say, that uniforms looks pretty terrible. Although, that would be a cool sort of thing to own, just because it’s such an oddity. Posted January 16, 2014 Share this post Members Awesome find. That would have been a very-not-good idea. 445 posts Posted January 16, 2014 445 4,356 TBGKon 1 Maroon and silver would look great. Confirmed.With orange, no less. That would be quite nice. 0 Share on other sites 18 the maroon makes their normal red look almost pink Share this post Members Share this post Brave-Bird 08 Members 0 19,560 posts Location:Greensboro, NC 154 Sodboy13 2 Go To Topic Listing Initialisms Suck I don’t know why but, I sort of like it. 2,139 Share this post Location:Waxahachie, Texas 1,117 posts Xist2inspire Favourite Logos:Barcelona DragonsHartford WhalersUS Soccer RattlesnakeJoliet Slammers “J-Bird”NBA All-Star New Orleans Crawfish OchentaYOcho88 71 Members Posted January 16, 2014 1,508 kw11333 Doing it the Leon Phelps way!!! Location:West Virginia Share on other sites Share on other sites Favourite Logos:Hartford WhalersSeattle SeahawksMonster EnergyUIC Flames1994-99 Houston Astros1998-2010 Golden State WarriorsSan Jose Sabrecats Link to post sc49erfan15 Share this post sc49erfan15 1,508 Lights Out Share on other sites Location:Tampa Bay Link to post Members Members TylerG Posted January 16, 2014 18 Share on other sites 128 82 118 Board Man + Young Trece Forums Home Posted January 16, 2014 Favourite Logos:*Devil Rays alternate cap logo, 1998*Red Sox cap logo*Chargers primary logo*Lake Elsinore Storm cap logo Share this post Sports Logos Posted January 16, 2014 Share on other sites 0center_img 17,646 posts 5,159 19,560 posts Share on other sites 128 2,139 Sports Logos BBTV 128 1,049 posts 5,159 It’s got the right tagging, everything looks legit and checks out… I don’t know why I don’t buy this. I know there are much weirder things out there, but I feel like this is some kind of screwup, not a prototype.My thoughts exactly…it’s the “SANDERS 21” that throws me off. Why make a prototype using the name and number of a long-gone former player? Or was there another Sanders playing for the Falcons around that time?The Reebok logo on the jersey also seems off. As far as I know, the background colour in the Reebok logo always matches the surrounding colour. Here, the inside is black, while the surrounding colour is maroon Share this post Member of the Right Brigade MDGP Phoenix is a bangwagon town 5,159 17,998 Location:Baton Rouge, Louisiana Prev Share this post 4,356 Link to post 403 2,517 I don’t know why but, I sort of like it.Me too. I mean it’s bad, but could have been turned in to something good with time. The NFL really NEEDS a maroon team. I’d fully support the Falcons going to maroon and black when they move to their new stadium. 0 Share this post 17,998 3,074 posts 18 Sodboy13 2,421 posts Link to post Moderators Page 1 of 2   All Activity 82 1 I remember Jim Mora’s staff while with the Falcons in 2004-2006 wore maroon shirts. I never understood why. That appears maroon, but it really black with very close together red pinstripes 2,755 Link to post Share on other sites Weird Falcons prototype on eBay 0 26,359 posts 0 Posted January 16, 2014 46,551 posts 4,356 17,998 Posted January 16, 2014 Members 4,356 Share this post 118 Members Share on other sites Members 17,998 I remember Jim Mora’s staff while with the Falcons in 2004-2006 wore maroon shirts. I never understood why. Prev Share on other sites 926 posts Location:Candler, NC 46,551 posts Favourite Logos:Pat Patriot, Atlanta Falcons, Maine Black Bears, Penn State OchentaYOcho88 Share this post Share this post 0 71 RayFinkle 0 154 445 Members Share on other sites ColeJ Posted January 16, 2014 Link to post 2,517 Xist2inspire 271 posts kw11333 Next Share this post 1,259 1,979 posts Initialisms Suck Posted January 16, 2014 Posted January 16, 2014 118 Link to post Link to post Maroon and silver would be good too. Or gold. Crap I forgot about Washington. Well they look dumb. Posted January 16, 2014 Share on other sites Link to post Share on other sites Share on other sites Next Share on other sites 5,159 thisguyphelps Location:Baton Rouge, Louisiana Members Link to post 5,159 Board Man + Young Trece BBTV Maroon and silver would look great. Confirmed. Lights Out Share this post 4,356 Link to post Followers 0 like maroon was supposed to be worked into the color scheme at an early stage for some reason. Share this post Posted January 16, 2014 Location:Atlanta, Ga. Ted Cunningham 17,998 Share this post 0 2,139 Weird Falcons prototype on eBay Posted January 16, 2014 403 10,038 posts Link to post Link to post 0 Members Link to post Xist2inspire 0 1,259 Posted January 16, 2014 Share on other sites Lights Out Ted Cunningham TylerG Posted January 16, 2014 Share on other sites 4,356 0 ColeJ Location:Effington Link to post 2,517 Sodboy13 Sign in to follow this   Members Deepened with Multi-pop Followers 0 0 lilben777 Phoenix is a bangwagon town Location:Los Angeles, CA thisguyphelpslast_img read more

Badminton: BFN To Register Players Online

first_imgThe Badminton Federation of Nigeria (BFN) has finalised preparations for the online registration of all badminton players in the country.The Federation is liaising with the respective head coaches of the 36 states and the FCT to facilitate the needed requirements for the month-long exercise which will run from the 15 June to 15 July 2020.President of the BFN, Francis Orbih, Esq. while explaining said: “the reason behind the sensitisation exercise of the head coaches currently going on is to intimate them with the procedure and give them enough time to prepare the necessary documentation for the registration.”He added that “the resolve by the board to conduct the exercise is to enable it generate and maintain a detailed and comprehensive database of all its players in the country for planning purposes and ease of its operations”.The exercise will also help generate a unique BFN number for every player who upon completion of the registration exercise will be issued a BFN player ID card.Furthermore, he stated that there will be no extension of the exercise after the 15 July end date.Head Coaches have been enjoined to give their maximum cooperation to the Badminton Federation of Nigeria in the conduct of the online registration exercise.All Head Coaches have been issued comprehensive guidelines for the exercise.Relatedlast_img read more

Utah Championship golf: Former champion Michael Putnam stumbled in final round

first_imgSANDY — For Michael Putnam, it seemed like a mere formality that he would walk away with the Utah Championship trophy Sunday afternoon.The Pepperdine grad, who is built more like a defensive end than a golfer at 6-foot-4, 215 pounds, had won the same tournament on the Nationwide Tour just two years earlier and held a comfortable four-stroke lead heading into the final round. Not only was he 17-under par in the three previous days, but had been in the 60s in 13 of his previous 19 rounds at Willow Creek Country Club.He didn’t seem nervous when he started with a birdie at No. 1. It looked like he was on cruise control.However, the wheels gradually began to fall off and by the end of the day he had shot a 3-over-par 74, ending in a four-way tie for second place, a stroke behind winner Doug LaBelle II.”I played terrible,” Putnam said afterward. ” It shouldn’t have even been close, really. If I’d have just had an average day I would have won the tournament.”So what happened?”I played the par-5s terrible and hit some really bad shots today,” he said. “I got myself in some bad positions. On the back nine I gave myself a bunch of chances, but nothing went in.”Earlier in the week when he was building his lead, Putnam called the par-5s at Willow Creek, his “bread and butter.” He had played the par-5s in 8-under par with no bogeys.However on Sunday, after making birdie at the par-5 No. 1 hole, he made bogeys at three par-5s, holes 3, 10 and 17.Despite all his bogeys, Putnam still had a chance to win the tournament, or at least get in a playoff as the players in front of him failed to grab hold. Putnam was just one back of LaBelle as he stood on the 17th tee.Putnam hit his drive through the fairway into a bunker. But he still thought he’d be up near the green in two. Instead he left himself with 240 yards to the green after his shot traveled just a few yards.”I tried to hit a hybrid out of a bunker with a downhill lie,” he said. “Obviously I wasn’t expecting to hit it thin and hit the one-inch lip.”From there he hit into a greenside front bunker, made a nice blast out to within eight feet, but missed the par putt and dropped back to 13 under.That meant he needed to make an ace at the final hole and he gave it a nice try, hitting his 7-iron right at the pin, only to end up four feet short. He sank the putt, which pulled him into a four-way tie for second place.”Hand it to Doug he played well and got it done,” Putnam said.Email: sor@desnews.comlast_img read more

2013 Corvette pays homage to past glory

first_imgAURORA | Audrey Hepburn is an icon.Ask anyone born before the Reagan administration and you’ll hear as much. They’ll rattle off lines from “Sabrina,” mention “Roman Holiday” and inevitably the conversation turns to “Breakfast at Tiffany’s.”The 2013 Chevrolet Corvette Grand Sport Convertible is shown in this photo courtesy GM. (Courtesy photo)In the same way, the Chevrolet Corvette is an American icon.Ask anyone born before the Reagan administration and they’ll rattle off the paint colors available on ‘Vettes from the 60s, the beautiful lines from the 50s convertibles and the quarter-mile times of the 427s and Stingrays drag racing through their dreams at night.But nostalgia has a way of distorting reality. The cache bought by history gets checked at the parking lot of car shows. After that, Holly Golightly better Holly Gofast or she’s not selling cars anymore.It’s hard to believe that the 2013 Chevrolet Grand Sport is a car that would have been on a designer’s table around the same time the Backstreet Boys were still boys.The current generation Corvette’s grand hips, grander tires and grander-still mill under the hood are stuff that engineers who are making cars a decade later still have a tough time figuring out. Consider this: The Grand Sport’s 6.2-liter pushrod V8 produces 430 horsepower — 436 with an optional exhaust like our tester — and 424 ft.-lbs. of torque from a block that’s almost 20 years old. (Never mind that the same engine canvas can paint a more violent version of horsepower in the Z06 Corvette that has horsepower figures reserved for exotics; 638 to be exact.)Despite the C6’s — fanboy short code for “sixth-generation Corvette” — long-in-the-toothiniess, the 2013 Corvette can certainly hold its own on paper today. The Grand Sport we tested had vitals like 0-60 mph in near 4 seconds, skid pad adhesion around 1g — more from stickier rubber — and a nominal 51/49 weight distribution for when Grecian 5 hits turn five.(That’s not to say all Corvette owners are old men, they just play that role really well.)I’ve actually had the pleasure of taking the Grand Sport around a racetrack and I can affirm that the Grand Sport — a factory-fresh, nearly base model — has more than enough power. In fact, the only difference between the Corvette and Corvette Grand Sport models are some wider body parts, bigger tires, breaks and a taller spoiler — no under-the-hood mods whatsoever. Magnetorheological suspension even appears on both. Base-model blues don’t apply to Corvettes.Thusly, the Grand Sport will in fact ruin one’s confidence that they would ever become a competent racecar driver. Mash on the fun pedal hard enough and the back end will move regardless of how many times you’ve watched “Days of Thunder.” Turn off traction control and it’s easier to splash its rear-end than if you cannonballed off the 40-meter high dive.To recap: The Corvette is a serious screamer — regardless of how many facelifts you’ve seen behind their steering wheels in the past. And the outside is a great place to be if you own a Corvette.The low-slung stance, perfect shape and unmistakable rear end instantly earn more respect in parking lots than if you had “Karate Champion” tattooed on your forehead.At stoplights, the Corvette’s roar is audible in 12 time zones. (Even more so with the aforementioned exhaust package.)Put simply, the Corvette looks like it goes and goes like it looks.There are the obligatory numbers to mention of course. The base engine achieves gas mileage in the mid-20s, and the base model starts at $49,600 (or $78,485 as tested in Grand Sport Convertible configuration with every optional extra ticked on the price sheet.) I’m guessing both figures matter little to Corvette buyers as those shoppers are likely looking to own a piece of Americana without regard to cost while burning natural resources with similar abandon.So let’s tackle the beauty mark on this beast: the interior. While the Corvette is every bit the mean machine it looks, the passenger cabin is nearly as unsympathetic as the emotions the exterior sheet metal evoke.There’s no mistaking that the premise of the Corvette is intact in the 2013 60th anniversary editions: two lawn chairs strapped to a weapon of mass destruction. Aside from stitching on the dash and headrests and aluminum plates on the doorsills, the Corvette shows age on the inside. The windshield heads-up display is an exception to the dated materials on the dash and armrest, and the navigation display in our model is in serious need of a refresh.Which brings us back to Audrey Hepburn.It’s hard to forget the classics that the Corvette and Hepburn have offered to audiences and no doubt those performances will inspire generations to follow.But new faces can pay homage to the past, and the next-generation Corvette is likely be no different.The 2013 Corvette Grand Sport is unmistakably fun, but it also certainly whets the appetite for new generations to take center stage.last_img read more