The International gran fondo La Fausto Coppi Officine Mattio will be part of a new challenge, created by ciclocircuiti.it, which celebrates pro cycling icons such as Coppi, Merckx and Gimondi. Starting in 2020, the event in Cuneo, in northwest Italy, is joining the new three-event ‘Campionissimi delle Granfondo’ circuit (Great Champions of the Granfondo).The La Fausto Coppi event team noted that the event has.. ‘gladly joined the project, which aims to reward not agonism, but the spirit of participation… In fact, there is no final classification; to reward the feat of those who will finish the long stages of the competitions, a celebrative garment will be assigned.’To participate in the Campionissimi delle Granfondo initiative, riders activate a subscription to the challenge. This offers a discount in comparison to the sum of the individual entries. By activating three event registrations through the ciclocircuiti.it website, riders pay a total of €100. This triggers a saving of €50, given that the average registration fee for a single event is €50.In order to complete the three-event challenge, only the longest route of the three events will be taken into consideration. With its 4,125m elevation, La Fausto Coppi Officine Mattio is the toughest event of the circuit, which adds Alpine scenery to the other two events.Campionissimi delle Granfondo events10 May 2020 – Gimondi in Bergamo7 June 2020 – Alé La Merckx in Verona28 June 2020 – La Fausto Coppi in Cuneowww.ciclocircuiti.itwww.faustocoppi.net Related
Shawnee Mission Schools officials say the district has about 1,500 fewer students enrolled this fall than was projected at the start of the year, according to figures presented to the board of education at this month’s regular meeting.It’s another piece of evidence suggesting the stress the COVID-19 pandemic is putting on the district, as new cases continue to rise sharply in Johnson County.SMSD’s Chief Financial Officer Russell Knapp reported to the board last week that a state audit showed the district’s headcount this year to be 26,112, which is 1,504 less than the projected headcount of 27,616, an overall drop of 5.4%.This fall’s final headcount figure is by far the lowest enrollment number for SMSD over the past five years, according to district records, which show the disrict’s final annual enrollment holding steady at slightly more than 27,500 going back to 2016-17.The drop will contribute to an overall loss of at least $3.5 million in state and other funding this academic year, Knapp said.State funding that Kansas public school districts receive is based, in part, on a weighted formula that apportions dollars per student based on a variety of factors, including whether students are eligible to receive free meals, get bilingual education services or are enrolled in career and vocational programs.Knapp said the district’s state revenue shortfall will likely grow in coming months because funding based on special education student enrollment will be calculated in the spring, which Knapp anticipates will also drop.“There’s probably a bit more bad news on the horizon,” he said.SMSD not alone in enrollment declineShawnee Mission isn’t the only district to deal with enrollment declines this fall.In fact, the Kansas Association of School Boards says, overall, there are roughly 17,000 fewer students statewide enrolled in Kansas public schools this year compared to last, a decline of 3.7%. In an online column posted earlier this month, KASB’s Associate Director Mark Tallman said the drop was “significant” but not a surprise, given that the pandemic has made many families nervous about sending their kids to school.“It is not yet clear where those [unenrolled] students are currently attending. Some may have transferred to private schools or are being schooled at home,” Tallman wrote. “Some have transferred to public school virtual programs, which did increase in enrollment. Others may return to the same district after [enrollment is calculated.]”Tallman noted that private schools in Kansas have not yet reported their enrollment, so it’s not yet possible to see if they’ve seen an accompanying rise in headcount. Non-accredited private schools and home schools do not have to report their enrollment to the state.The enrollment declines, Tallman said, are projected to cost public school districts overall about $22 million this year.Shawnee Mission’s enrollment drop appears to be the biggest — both in terms of raw numbers and as a percentage of overall enrollment — compared to its neighbors in Johnson County, though other districts are also reporting projected enrollment declines:In USD 232 in De Soto, enrollment is down 389 students, or 5.1%, from last year. The biggest decline was in younger grades, with elementary school enrollment down 243 fewer students and pre-K enrollment down 74 students.In Blue Valley, enrollment is nearly 3% below projections, at 21,608, nearly 650 students lower than last year. A district spokesperson says administrators plan to share more details about enrollment numbers at the December board of education meeting.In Olathe Schools, enrollment this fall is off 3.5%, falling to 29,244, down from last year’s enrollment of 30,299.Increasing strain on the systemThe news of enrollment loss comes as SMSD struggles to maintain full operations in the face of a worsening pandemic in the Kansas City metro.Growing shortages in certified staff and substitutes prompted Superintendent Mike Fulton last week to announce that all secondary students would return to remote learning after the Thanksgiving break on Monday, Nov. 30, and remain learning virtually through at least the end of the first semester on Jan. 22.Other Johnson County districts — including USD 232, Blue Valley and Olathe — have also announced that secondary students would return to virtual learning after Thanksgiving.“We’d been watching the numbers and it was getting decidedly worse,” Fulton told the SMSD board of education last week. “We had 50 unfilled positions [Monday], and that number is growing. That’s not sustainable.”At the same time, teachers report growing anxiety and challenges inside classrooms and school buildings. They tell the Post that students, increasingly, are missing school, some after having shown symptoms of the disease or being put in quarantine following an exposure. That tracks with the growing roll of students reported to be in isolation or quarantine on the district’s own COVID-19 dashboard, which, as of Friday, was at more than 820 students overall.In an interview with the Post, three SMSD teachers all agreed that it’s hard to maintain social distancing in schools and keep rooms and surfaces clean consistently. But they also voiced reservations about younger students potentially returning to remote learning, if COVID-19 conditions keep getting worse in Johnson County.“Personally, I don’t want to go back to remote,” Amanda Dirks, a first-grade teacher at Crestview Elementary, said. “Remote is hard for six-year-olds. I feel like we are getting a lot of work done [in person.] When I was doing remote it was frustrating. I had to keep my kids on mute while I taught because it was so loud, them talking or moving their laptops around. So, it felt like I was talking and teaching to a brick wall.”Digging into the numbersThe loss of revenue based on SMSD’s enrollment drop is not as drastic as it could have been. That’s due to how districts’ state funding is calculated.Districts get a base amount of money per student based on overall enrollment, plus additional funding based on weighted metrics intended to account for things like free meals and special education services.To calculate their base — or unweighted — state aid, districts can use the higher of the previous two years’ enrollment. Knapp told the SMSD board last week that the district will use enrollment figures from 2018-2019 (when enrollment was 27,595) to calculate its base amount of aid this year. Therefore, he said, there is no anticipated loss of funding for that figure.But SMSD is projected to lose at least $3.5 million from other revenue sources due to the enrollment decline and other pandemic-related issues, including:$1.67 million from the state’s weighted enrollment calculation;$550,000 from the local option budget, often referred to as districts’ supplemental operating budgets, which is also based on enrollment numbers;$1.02 million from losses in facilities rentals, which have been limited because of pandemic-related restrictions and shutdowns;$224,000 in lost pre-K tuition, following a drop in pre-school enrollment of 76 students.
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LONDON (AP):A wide-open north London derby fizzing with tension and littered with errors highlighted flaws that show why Arsenal and Tottenham are some way off from challenging for the English Premier League title.A 2-2 draw allowed the neighbours, though, to take some comfort yesterday heading into the international break by avoiding back-to-back Premier League losses.While Tottenham manager Mauricio Pochettino continues to fuel a sense of unease around the club, counterpart Unai Emery is working on forging stability at Arsenal.Tottenham rued throwing away a two-goal lead built by Christian Eriksen’s tap-in after Bernd Leno’s weak parrying of Erik Lamela’s shot and Harry Kane’s penalty after Granit Xhaka’s foolhardy challenge on Son Heung-min.“We played with our heart, sometimes more than our head,” Arsenal manager Unai Emery said. “We need the balance. We need to be clearer in our mind. We made some mistakes.”So did Tottenham.Alexandre Lacazette, in a front three alongside Pierre-Emerick Aubameyang, and summer signing Nicolas Pepe, began the Arsenal comeback in first-half stoppage time by exploiting Tottenham’s frailties in defence where Davinson Sanchez was the makeshift right back.“I was a little bit ashamed to concede before halftime,” Pochettino said.And Aubameyang was gifted space to drift through the defence to meet Matteo Guendouzi’s pass to recover the point in the 71st minute.“I’m a little disappointed,” Tottenham striker Harry Kane said. “When you go 2-0, up you expect to win, whoever you are playing.”Not perhaps when you are a Tottenham side visiting the Emirates Stadium where they have not won in the league since 2010.Still, four games into the season, Tottenham have left both champions Manchester City and Arsenal with draws after losing both games against them last season.
Share application,Fixed-Rate Mortgages Still Popular with Consumers: Freddie Adjustable-Rate Mortgage Agents & Brokers Attorneys & Title Companies Fixed-Rate Mortgage Freddie Mac Housing Affordability Investment Investors Lenders & Servicers Mortgage Applications Processing Senate Banking Committee Service Providers 2011-11-15 Ryan Schuette November 15, 2011 486 Views in Data, Government, Origination, Secondary Market, Servicing Fixed-rate mortgages remained largely popular with consumers over the third quarter, according to “”Freddie Mac””:http://www.freddiemac.com/, despite the willingness by some lawmakers and policymakers to part ways with the loan product.[IMAGE]In releasing the Quarterly Product Transition Report, the GSE found that more refinancing borrowers opted to contract their mortgage terms over the course of the second quarter.””Compared to a 30-year fixed-rate mortgage, the interest rate on 15-year fixed was about 0.8 percentage points lower during the third quarter,”” “”Frank Nothaft””:http://www.freddiemac.com/bios/exec/nothaft.html, VP and chief economist with Freddie, said in a “”statement””:http://freddiemac.mediaroom.com/index.php?s=12329&item=84808. “”For borrowers motivated to refinance by low fixed-rates, they could obtain even lower rates by shortening their term.””Forty percent of borrowers with a 30-year fixed-rate mortgage exchanged their old products for 15- and 20-year mortgages, topping off the most such since 2003, Freddie found.[COLUMN_BREAK]Of those homeowners with hybrid adjustable-rate mortgages, 63 percent went for a fixed-rate mortgage over the third quarter, compared with 37 percent who stayed with their original mortgage products.The decision by many consumers to stay with fixed-rate mortgages or exchange current ones for others shadows discussions among policymakers about the future of the financial product.In October “”Sen. Richard Shelby””:http://shelby.senate.gov/public/ (R-Alabama) captured headlines by openly questioning whether the 30-year fixed-rate mortgage creates a “”public good”” at a “”Senate Banking Committee””:http://banking.senate.gov/public/ hearing on the future of housing finance reform.””Is a 30-year fixed-rate mortgage the best option to consume?”” he asked during the hearing. “”Is the pre-payment option included these 30-year fixed-rate mortgages truly free? And what has the subsidy of this product already cost the American taxpayer?””””These mortgages were never even heard of when we designed the 30-year fixed-rate mortgage back in the 1930s,”” “”Jack Konyk””:http://www.linkedin.com/pub/jack-konyk/17/818/6b1, executive director for government affairs with “”Weiner Brodsky Sidman Kider PC””:http://www.wbsk.com/home.php, told _MReport_ in a past interview.He cited as alternatives the portable mortgage, which he describes as a financial product capable of relocating to new collateral, and the shorter-term non-fully amortizing loan.””We need to consider alternatives before we settle on a mortgage vehicle for today’s society,”” he added.